

Money saving tip: Try GoodRX to find coupons to make medications more affordable. Most provinces also have a drug plan to help low-income people access their medication. Here in Canada our medical visits and lab work are all covered, but we have private insurance to fill our prescriptions.
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For the poorest folks, even free appointments don’t help when they can’t afford to fill the prescription.Įven if you have insurance, you’ll still be on the hook for copays or spending until you meet your deductible. In the US, Planned Parenthood does offer transgender healthcare on a sliding scale, but their locations are limited. Since it’s hormonal you need medical supervision and frequent appointments. It’s not just the cost of medication, either. And the price is going to vary depending on where you live and what kind of insurance you have. In some jurisdictions, the issue comes down to medical gatekeeping, but other times it’s a question of affordability. Both binary and non-binary trans people may choose HRT.īut wanting to do it and being able to do it are two different things. Not all trans people choose to take hormones, and the way they take them will depend on transition goals and their own body. A lot of people think surgery is the “big change”, but really it’s the work of hormones that enable many trans folks to start living their lives authentically. This is one of the biggest gender-affirming steps a transgender person can take.
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Money saving tip: Look for free support groups or reach out to LGBTQ organizations to see if any help is available.

Trans feminine folks often turn to breast forms until they can either grow natural breast tissue or afford surgical augmentation, underwear to aid in “tucking” (hiding any unwanted genitals), and shapewear to enhance curves.ĭepending on the quality of the products, you’re looking at spending at least $100 just to cover the basics. These vary depending on the person, but can include a variety of transgender supports.įor trans masculine people, there’s binders to flatten the chest, proesthetic pensis (called “packers”), stand to pee devices, and special underwear to hold a prosthetic in place.

Money saving tip: Some LGBTQ+ and charity organizations have free clothing swaps specifically to help trans people find new clothing.

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Many trans folks struggle to find clothes that fit their unique body shape right, which means it can be almost impossible to avoid paying full price. Many trans people offset the costs by shopping at discount stores and second hand, but that presents its own problem: sizing. We’re not talking about luxury items here, either. It doesn’t stop at clothing, either you’ll also need new shoes, jackets, and accessories to match. If you’ve ever needed to replace a lot of clothes at once (maybe your weight changed or you started a new career) then you know how quickly it adds up. A Whole New WardrobeĪlthough some people never change the clothes they wear, the vast majority of trans people will want to swap out their wardrobe for clothes that better reflect themselves. The truth is, transitioning is a long and gruelling process that is further complicated by significant financial burdens and barriers. Wouldn’t it be nice if you realize you’re trans (also referred to as “cracking your egg”) and could magically wake up completely gender-affirmed? The media representation of a trans person “becoming the opposite gender” couldn’t be more from reality.
